Tax Strategies

Down payment sources

Posted byby The Research Bureau to Get [ your home ]

FHSA vs RRSP Home Buyers’ Plan: Which Down Payment Strategy Is Better?

Juggling FHSA's tax-free $40,000 against RRSP's $60,000 loan reveals one strategy secretly costs thousands more—discover which timeline determines your cheapest path.

FHSA Maximization

Posted byby The Research Bureau to Get [ your home ]

Why FHSA Is Better Than RRSP HBP (Despite Lower Limit)

FHSA beats HBP with tax-free exits and no repayment trap, but the $8,000 limit hides one critical trade-off most buyers miss.