Mortgage insurance

Insured vs uninsured

Posted byby The Research Bureau to Get [ your home ]

Do You Need CMHC Insurance With 20% Down Payment?

Think 20% down means no CMHC insurance? The answer isn't as simple as lenders want you to believe.

Insured vs uninsured

Posted byby The Research Bureau to Get [ your home ]

How to Calculate CMHC Insurance Premiums on Your Mortgage

Want to know the exact formula lenders use to calculate CMHC premiums that quietly inflate your mortgage by thousands of dollars?

Insured vs uninsured

Posted byby The Research Bureau to Get [ your home ]

Insured Mortgage vs Uninsured Mortgage: Which Actually Costs Less?

Which mortgage truly costs less when insurance premiums battle lower interest rates over decades of payments and thousands in potential savings?

Insured vs uninsured

Posted byby The Research Bureau to Get [ your home ]

Why CMHC Insurance Protects the Lender, Not You (And Why That’s Okay)

Surprisingly, you pay thousands to protect your lender from your own default—discover why this controversial arrangement actually works in your favor.

CMHC Insurance Guide

Posted byby The Research Bureau to Get [ your home ]

Do I Need CMHC Insurance If I Have 15% Down Payment?

Most Canadian homebuyers with 15% down assume they'll dodge mortgage insurance, but the 20% threshold reveals an expensive surprise worth calculating.

CMHC Insurance Guide

Posted byby The Research Bureau to Get [ your home ]

How to Calculate Your CMHC Insurance Premium (Complete Guide)

Get the exact formula to calculate CMHC premiums and avoid the costly mistake most Canadian homebuyers make with their mortgage insurance.

CMHC Insurance Guide

Posted byby The Research Bureau to Get [ your home ]

CMHC vs Sagen vs Canada Guaranty: Mortgage Insurance Comparison

Which mortgage insurer approves your application matters more than premium cost—CMHC, Sagen, and Canada Guaranty use vastly different underwriting rules.