Mortgage Eligibility - Get [ your home ]

CMHC Section 95 (On-Reserve)

Posted byby The Research Bureau to Get [ your home ]

How Does Certificate of Possession Affect Mortgage Eligibility?

Mortgage eligibility with a Certificate of Possession depends on lender participation in specialized programs that most conventional banks won't touch.

Pre-Change Positioning

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Who Qualifies for 30-Year Amortization in Canada Now?

Understanding who qualifies for Canada's 30-year amortization isn't as simple as the headlines suggest—the answer depends on factors most buyers miss.

Work Permit Financing

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7 Mortgage Differences Between PR and Work Permit Holders

Insured mortgages, down payments, and amortization terms shift dramatically between PR and work-permit holders—discover which status saves you thousands.

Permanent Resident Mortgages

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How to Access TD’s or RBC’s Newcomer Mortgage Program

Obtaining newcomer mortgages through TD or RBC requires specific documentation most applicants overlook, risking instant rejection before underwriting begins.

By Immigration Status

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7 Things Work Permit Holders Must Know Before House Hunting in Ontario

Critical mortgage rules and hidden timelines can disqualify work permit holders from Ontario properties they've already committed to buying.