Debt ratios

Debt ratios

Posted byby The Research Bureau to Get [ your home ]

5 Debt Ratio Rules That Determine Your Ontario Mortgage Approval

Behind Ontario's mortgage rejections are five debt ratio calculations most buyers misunderstand—and one miscalculation derails your entire approval.

Debt ratios

Posted byby The Research Bureau to Get [ your home ]

How to Calculate Your Debt Ratios for Canadian Mortgage Pre-Approval

Learn the exact GDS and TDS calculations that determine your mortgage approval—one wrong number could instantly disqualify your application.

Debt ratios

Posted byby The Research Bureau to Get [ your home ]

GDS 39% Vs TDS 44%: Which Debt Ratio Actually Limits Your Mortgage Amount?

Discover which debt ratio—GDS at 39% or TDS at 44%—actually blocks your mortgage approval based on your financial situation.

Income Verification Rules

Posted byby The Research Bureau to Get [ your home ]

GDS 39% Vs TDS 44%: Which Ratio Matters More for Qualification?

Compare GDS and TDS ratios to discover which debt threshold actually blocks your mortgage approval and why both matter.

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