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11 Legitimate Down Payment Sources Canadian Lenders Actually Accept
Only eleven down payment sources pass Canadian lender scrutiny—but missing one key document could instantly disqualify your entire application.
Can Your Parents Gift You a Down Payment in Ontario? (CRA Rules)
Find out if your parents' down payment gift triggers tax consequences in Ontario and what lenders require before approving your mortgage.
How to Use Your RRSP for a Down Payment (Home Buyers’ Plan Guide)
Skipping RRSP basics could cost you thousands when buying your first home—learn the Home Buyers' Plan rules that determine eligibility.
FHSA vs RRSP Home Buyers’ Plan: Which Down Payment Strategy Is Better?
Juggling FHSA's tax-free $40,000 against RRSP's $60,000 loan reveals one strategy secretly costs thousands more—discover which timeline determines your cheapest path.
Why Borrowing Your Down Payment Is a Terrible Idea (Even When It’s Legal)
Why does borrowing your down payment double your default risk and guarantee you'll start homeownership underwater, even when lenders technically allow it?