Ontario co-ownership agreements prevent friendship-ending legal battles over property by documenting contributions, exit strategies, and buyout terms before disaster strikes.
Split ownership sounds simple until exit fees, liquidity traps, and hidden securities laws reveal which Ontario fractional model protects your capital.
Knowing which fractional ownership structure you choose—TIC, LLC, or usage rights—determines your financing, tax bills, and whether you can actually sell.
Getting a mortgage without flood insurance isn't automatic rejection, but lenders evaluate risk differently depending on your property's flood zone designation.